Personal Loans Comparison

*Disclaimer: Most loans below feature SingSaver promotions (valid until 31 July 2025 for most; 1 May 2025 for HSBC Personal Loan), offering rewards like cash or tech gadgets for new and existing customers meeting minimum loan amount and tenure requirements (e.g., S$8,000 with 3-year tenure). Additional rewards or top-up options may apply with specific conditions. Terms and Conditions apply.
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Savings Plan Comparison

Free Personal Savings Account Comparison

*Disclaimer: Interest rates and account details for personal savings accounts in Singapore, updated for 2025. Verify with official sources for the latest rates and terms.
Standard Chartered Logo

Standard Chartered Bonus Saver

Best account for S$75k savings + salary deposit + credit card spend + investment or insurance product purchased with bank

Interest Rate
7.88%

Minimum Initial Deposit
$3,000

  • Inclusive of 0.33% bonus interest for at least 3 bill payments made online
  • 21 years old and above
  • Fee below-free chargeable if minimum average daily balance falls below S$3,000
I can deposit my salary I am willing to use credit/debit cards I am willing to insure
OCBC Logo

OCBC 360

Best account for S$75k savings + salary deposit + credit card spend + investment or insurance product purchased with bank

Interest Rate
7.65%

Minimum Initial Deposit
$1,000

  • Increase average daily balance by at least S$500 monthly
  • 16 years old and above
  • Minimum initial deposit of S$1,000
I can deposit my salary I am willing to use credit/debit cards I am willing to insure
UOB Logo

UOB One

Best account for S$100k savings + salary deposit + credit card spend

Interest Rate
5%

Minimum Initial Deposit
$1,000

  • 16 years old and above
  • Minimum initial deposit of S$1,000
I can deposit my salary I am willing to use credit/debit cards I am willing to insure
DBS Logo

DBS Multiplier

Most flexible for using different transactions to earn bonus interest

Interest Rate
4.1%

Minimum Initial Deposit
$3,000

  • Total eligible transactions per month of S$2,500 to S$5,000
  • 16 years old and above
  • No initial deposit required
I can deposit my salary I am willing to use credit/debit cards I am willing to insure
Standard Chartered Logo

Standard Chartered eSaver

Fresh funds promo

Interest Rate
3.6%

Minimum Initial Deposit
$1,000

  • Bonus interest only paid on fresh funds
  • Bonus interest only applicable until 31 March 2024
Trust Bank Logo

Trust Bank

Digital bank with attractive card rewards. Lowest Requirements.

Interest Rate
3%

Minimum Initial Deposit
$0

  • At least 18 years of age
  • Interest rate includes bonus interest rate of 1% p.a. for union member with 5 eligible card transactions
I am willing to use credit/debit cards
CIMB Logo

CIMB FastSaver

Best fuss-free account for S$575k savings

Interest Rate
2.5%

Minimum Initial Deposit
$1,000

  • 16 years old and above
  • Minimum initial deposit of S$1,000
  • Maintain or increase your month-end balance
MariBank Logo

MariBank

No-frills digital bank offering decent interest rate

Interest Rate
2.88%

Minimum Initial Deposit
$0

  • At least 18 years of age
GXS Logo

GXS

No-frills digital bank offering decent interest rate

Interest Rate
1.88%

Minimum Initial Deposit
$0

  • At least 18 years of age
  • Savings must be deposited into savings pocket to earn 2.68% p.a. interest rate
HSBC Logo

HSBC Everyday Global Account

Global account with competitive interest rates

Interest Rate
2.0%

Minimum Initial Deposit
$0

  • At least 18 years of age

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