Personal Loans Comparison

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Savings Plan Comparison

Free Personal Savings Account Comparison

*Disclaimer: Interest rates and account details for personal savings accounts in Singapore, updated for 2025. Verify with official sources for the latest rates and terms.
Standard Chartered

Standard Chartered Bonus Saver

Best account for S$75k savings + salary deposit + credit card spend + investment or insurance product purchased with bank

Interest Rate7.88%

Min Initial Deposit$3,000

  • Inclusive of 0.33% bonus interest for at least 3 bill payments made online
  • 21 years old and above
  • Fee below-free if balance falls below S$3,000
Salary Deposit Card Spend Insurance
OCBC

OCBC 360

Best account for S$75k savings + salary deposit + credit card spend + investment or insurance product purchased with bank

Interest Rate7.65%

Min Initial Deposit$1,000

  • Increase average daily balance by at least S$500 monthly
  • 16 years old and above
  • Minimum initial deposit of S$1,000
Salary Deposit Card Spend Insurance
UOB

UOB One

Best account for S$100k savings + salary deposit + credit card spend

Interest Rate5%

Min Initial Deposit$1,000

  • 16 years old and above
  • Minimum initial deposit of S$1,000
Salary Deposit Card Spend
DBS

DBS Multiplier

Most flexible for using different transactions to earn bonus interest

Interest Rate4.1%

Min Initial Deposit$3,000

  • Total eligible transactions per month of S$2,500 to S$5,000
  • 16 years old and above
  • No initial deposit required
Salary Deposit Card Spend
Trust Bank

Trust Bank

Digital bank with attractive card rewards. Lowest Requirements.

Interest Rate3%

Min Initial Deposit$0

  • At least 18 years of age
  • Includes bonus 1% p.a. for union member with 5 card transactions
Card Spend
MariBank

MariBank

No-frills digital bank offering decent interest rate

Interest Rate2.88%

Min Initial Deposit$0

  • At least 18 years of age

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