Credit Cards Comparison

American Express True Cashback Card

Min. IncomeSubject to assessment
Min. Age21

Features: 1.5% cashback on all spend, 3% on first S$5,000 for 6 months.

Rewards: Apple AirPods Gen 4 (S$199) or S$120 eCapitaVoucher for new cardholders, valid until 31 Jul 2025.

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CIMB Visa Signature Card

Min. IncomeS$30,000
Min. Age21

Features: 10% cashback on online shopping, groceries, wellness with S$800 min. spend.

Rewards: S$50 Cash via PayNow (min. S$108 spend in 30 days). Plus, welcome offer of up to S$188 Cashback. Valid for new cardholders until 30 Sep 2025.

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Citi Cash Back Card

Min. IncomeS$30,000
Min. Age21

Features: 6% cashback on dining & groceries, 8% on petrol & private commute. Min. S$800 monthly spend, S$80 cashback cap.

Rewards: S$360 Cash, S$450 Grab Vouchers, Dyson Airwrap™ (S$549), Apple iPad 11" (S$499), or Ninja SLUSHi Maker (S$499). Min. S$500 spend in 30 days. Flash Deal (12-21 Sep): First 5 applicants at 2 PM & 8 PM daily get extra S$50 cash. Valid until 30 Sep 2025.

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Citi Cash Back+ Card

Min. IncomeS$30,000
Min. Age21

Features: 1.6% unlimited cashback on all eligible spending with no minimum spend or cap. Cashback does not expire. Instant redemption via SMS.

Rewards: S$360 Cash, S$450 Grab Vouchers, Dyson Airwrap™ (S$549), Apple iPad 11" (S$499), or Ninja SLUSHi Maker (S$499). Min. S$500 spend in 30 days. Flash Deal (12-21 Sep): First 5 applicants at 2 PM & 8 PM daily get extra S$50 cash. Valid until 30 Sep 2025.

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Citi Platinum Visa Card

Min. IncomeS$30,000
Min. Age21

Features: Up to 4.7% Citi M1 rebate on entertainment, 2.7% on M1 bills, 0.3% on retail, no expiry.

Rewards: S$360 Cash, S$450 Grab Vouchers, Dyson Airwrap™ (S$549), Apple iPad 11" (S$499), or Ninja SLUSHi Maker (S$499). Min. S$500 spend in 30 days. Flash Deal (12-21 Sep): First 5 applicants at 2 PM & 8 PM daily get extra S$50 cash. Valid until 30 Sep 2025.

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Citi PremierMiles Card

Min. IncomeS$30,000
Min. Age21

Features: 1.2 miles per S$1 locally, 2 miles overseas. Miles never expire. 2 free Priority Pass lounge visits per year. Earn miles on bills via Citi PayAll.

Rewards: S$400 Cash, S$450 Grab Vouchers, Dyson Airwrap™ (S$549), Apple iPad 11" (S$499), or Ninja SLUSHi Maker (S$499). Min. S$500 spend in 30 days. Flash Deal (12-21 Sep): First 5 applicants at 2 PM & 8 PM daily get extra S$50 cash. Valid until 30 Sep 2025.

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Citi Prestige Card

Min. IncomeS$120,000
Min. Age21

Features: 5 ThankYou Points (2 miles) per S$1 overseas, unlimited lounge access.

Rewards: S$480 Cash, 2D1N Banyan Tree Staycation (S$645), 10xNatureland Vouchers (S$500), Sony WH-1000XM6 (S$649), or DJI Osmo Action 5 Pro (S$629). Min. S$500 spend in 30 days. Flash Deal (12-21 Sep): First 5 applicants at 2 PM & 8 PM daily get extra S$50 cash. Valid until 30 Sep 2025.

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Citi Rewards Card

Min. IncomeS$30,000
Min. Age21

Features: 10X rewards points (4 miles) on online purchases (except travel) and in-store shopping. Pair with amaze for more benefits.

Rewards: S$360 Cash, S$450 Grab Vouchers, Dyson Airwrap™ (S$549), Apple iPad 11" (S$499), or Ninja SLUSHi Maker (S$499). Min. S$500 spend in 30 days. Flash Deal (12-21 Sep): First 5 applicants at 2 PM & 8 PM daily get extra S$50 cash. Valid until 30 Sep 2025.

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Citi SMRT Card

Min. IncomeS$30,000
Min. Age21

Features: Up to 5% savings (as SMRT$) on groceries, online purchases, and transport. Min. S$500 monthly spend required for higher rates.

Rewards: S$400 Cash, S$450 Grab Vouchers, Dyson Airwrap™ (S$549), Apple iPad 11" (S$499), or Ninja SLUSHi Maker (S$499). Min. S$500 spend in 30 days. Flash Deal (12-21 Sep): First 5 applicants at 2 PM & 8 PM daily get extra S$50 cash. Valid until 30 Sep 2025.

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HSBC Advance Card

Min. IncomeS$30,000
Min. Age21

Features: 1.5% cashback, 2.5% if over S$2,000 spend, capped at S$70.

Rewards: Apple iPad 11" (S$499), Shark TurboBlade Fan (S$499), S$400 Cash, or DJI Osmo Action 5 (S$489). Min. S$500 spend by end of next calendar month. Note: Stated rewards based on promotion period 8-12 Sep 2025; please verify current offers.

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HSBC Live+ Card

Min. IncomeS$30,000
Min. Age21

Features: 8% cashback on dining, entertainment, shopping; 5% on fuel with S$600 min. spend.

Rewards: Apple iPad 11" (S$499), Shark TurboBlade Fan (S$499), S$400 Cash, or DJI Osmo Action 5 (S$489). Min. S$500 spend by end of next calendar month. Note: Stated rewards based on promotion period 8-12 Sep 2025; please verify current offers.

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HSBC Revolution Card

Min. IncomeS$30,000
Min. Age21

Features: 10X points (4 miles) on online/contactless, no annual fee.

Rewards: Apple iPad 11" (S$499), Shark TurboBlade Fan (S$499), S$400 Cash, or DJI Osmo Action 5 (S$489). Min. S$500 spend by end of next calendar month. Note: Stated rewards based on promotion period 8-12 Sep 2025; please verify current offers.

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HSBC TravelOne Card

Min. IncomeS$30,000
Min. Age21

Features: Up to 2.4 miles per S$1, instant reward redemption via app.

Rewards: Apple iPad 11" (S$499), Shark TurboBlade Fan (S$499), S$400 Cash, or DJI Osmo Action 5 (S$489). Min. S$500 spend by end of next calendar month + annual fee payment. Note: Stated rewards based on promotion period 8-12 Sep 2025; please verify current offers.

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OCBC 365 Credit Card

Min. IncomeS$30,000
Min. Age21

Features: 5% cashback on dining/food delivery, 6% on petrol, 3% on groceries, transport, bills, and more. Min. S$800 monthly spend, S$160 cashback cap.

Rewards: S$360 Cash, S$380 Grab Voucher, AirPods Pro 3 (S$349), Dyson AM07 Fan (S$499), or Hinomi Q2 Chair (S$499). Min. S$400 spend in 30 days. Flash Deal (16-23 Sep): First 2 applicants at 2 PM & 8 PM daily may upgrade to a smartphone (worth >S$1,000). Valid until 23 Sep 2025.

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OCBC 90N MasterCard

Min. IncomeS$30,000
Min. Age21

Features: 1.3 miles locally, 2.1 miles overseas, 7 miles on Agoda bookings.

Rewards: S$360 Cash, S$380 Grab Voucher, AirPods Pro 3 (S$349), Dyson AM07 Fan (S$499), or Hinomi Q2 Chair (S$499). Min. S$400 spend in 30 days. Flash Deal (16-23 Sep): First 2 applicants at 2 PM & 8 PM daily may upgrade to a smartphone (worth >S$1,000). Valid 19-23 Sep 2025.

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OCBC 90N Visa Credit Card

Min. IncomeS$30,000
Min. Age21

Features: 1.3 miles per S$1 locally, 2.1 miles overseas. 7 miles on Agoda bookings. No cap on miles earned and no conversion fees. Travel$ don't expire.

Rewards: S$360 Cash, S$380 Grab Voucher, AirPods Pro 3 (S$349), Dyson AM07 Fan (S$499), or Hinomi Q2 Chair (S$499). Min. S$400 spend in 30 days. Flash Deal (16-23 Sep): First 2 applicants at 2 PM & 8 PM daily may upgrade to a smartphone (worth >S$1,000). Valid until 23 Sep 2025.

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OCBC INFINITY Card

Min. IncomeS$30,000
Min. Age21

Features: 1.6% unlimited cashback on all spend, no min. spend or cap.

Rewards: S$360 Cash, S$380 Grab Voucher, AirPods Pro 3 (S$349), Dyson AM07 Fan (S$499), or Hinomi Q2 Chair (S$499). Min. S$400 spend in 30 days. Flash Deal (16-23 Sep): First 2 applicants at 2 PM & 8 PM daily may upgrade to a smartphone (worth >S$1,000). Valid 19-23 Sep 2025.

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OCBC Rewards Credit Card

Min. IncomeS$30,000
Min. Age21

Features: Earn 15X OCBC$ (6 miles) per S$1 spent at selected popular retailers. 1X OCBC$ on all other spends. Instant card approval via MyInfo.

Rewards: S$360 Cash, S$380 Grab Voucher, AirPods Pro 3 (S$349), Dyson AM07 Fan (S$499), or Hinomi Q2 Chair (S$499). Min. S$400 spend in 30 days. Flash Deal (16-23 Sep): First 2 applicants at 2 PM & 8 PM daily may upgrade to a smartphone (worth >S$1,000). Valid until 23 Sep 2025.

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Standard Chartered Journey Card

Min. IncomeS$30,000
Min. Age21

Features: 3 miles/S$1 on online transport/grocery/delivery, 2 miles overseas, 1.2 miles locally.

Rewards: Samsonite Straren Spinner (S$600), 7,000 Max Miles, S$200 Grab Vouchers, or S$180 Cash. Min. S$800 spend in 60 days. Valid for new cardholders until 30 Sep 2025.

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Standard Chartered SimplyCash World Card

Min. IncomeS$30,000
Min. Age21

Features: 1.5% unlimited cashback on all spend, no min. spend.

Rewards: S$350 Cash via PayNow or S$370 Grab Vouchers. Min. S$800 spend in 30 days. Valid for new cardholders until 30 Sep 2025.

Apply Now

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