Credit Cards Comparison

(Updated as of 2nd March 2026)

🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 2 - 5 Mar

OCBC 365 Credit Card

Min. IncomeS$30,000
Min. Age21

Features: 5% cashback on dining, 6% on petrol, 3% on groceries. Min. S$800 monthly spend.

Rewards (2 - 5 Mar): S$370 Cash, 25,000 Max Miles, Dyson Airstrait, or Morning Coffee Machine. Min S$400 spend.

Apply Now
📅 Promo Period: 2 - 31 Mar 2026

UOB One Card

Min. IncomeS$30,000
Min. Age21

Features: Up to 15% cashback on daily spend (Grab, Shopee, Dairy Farm, SimplyGo).

Rewards (2 - 31 Mar): First 80: S$250 Cash or 20,000 Max Miles. Remaining: S$70 Cash. Min S$800 spend.

Apply Now
🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 23 Jan - 5 Mar

HSBC TravelOne Card

Min. IncomeS$30,000
Min. Age21

Features: 2.4 miles (overseas), 1.2 miles (local). Instant reward redemption.

Rewards (23 Jan - 5 Mar): S$400 Cash, 25,000 Max Miles, Dyson Airstrait, or Apple Watch SE. *Annual fee applies.

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🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 2 - 5 Mar

Citi PremierMiles Card

Min. IncomeS$30,000
Min. Age21

Features: 1.2 miles per S$1 locally, 2 miles overseas. Miles never expire.

Rewards (2 - 5 Mar): S$380 Cash, 25,000 Max Miles, Dyson Airstrait, or Ergotune Joobie Lite. Min S$500 spend.

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⚡ Promo Period: 1 Dec 2025 - 31 Mar 2026

Standard Chartered SimplyCash World Card

Min. IncomeS$30,000
Min. Age21

Features: 1.5% unlimited cashback on all spend, no min. spend.

Rewards (Until 31 Mar): S$350 Cash via PayNow or S$370 Grab Vouchers. *Must apply for add-on product via SingSaver (e.g. CCFT/Bonus$aver).

Apply Now
📅 Promo Period: 2 - 31 Mar 2026

UOB Absolute Cashback Card

Min. IncomeS$30,000
Min. Age21

Features: 1.7% unlimited cashback on everything with no exclusions.

Rewards (2 - 31 Mar): First 80: S$250 Cash or 20,000 Max Miles. Remaining: S$70 Cash.

Apply Now
📅 Promo Period: 2 - 31 Mar 2026

UOB Lady's Card

Min. IncomeS$30,000
Min. Age21

Features: Earn 15X UNI$ (6 miles per S$1) on your chosen preferred categories.

Rewards (2 - 31 Mar): First 80: S$250 Cash or 20,000 Max Miles. Remaining: S$70 Cash.

Apply Now
🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 23 Jan - 5 Mar

HSBC Revolution Card

Min. IncomeS$30,000
Min. Age21

Features: 10X points (4 miles) on online/contactless. No annual fee.

Rewards (23 Jan - 5 Mar): S$400 Cash, 25,000 Max Miles, Dyson Airstrait (S$799), or Apple Watch SE (S$349).

Apply Now
📅 Promo Period: 2 - 31 Mar 2026

UOB Visa Signature Card

Min. IncomeS$50,000
Min. Age21

Features: 4 miles per S$1 on overseas, online, petrol and contactless spend (Min. S$1k/month).

Rewards (2 - 31 Mar): First 80: S$250 Cash or 20,000 Max Miles. Remaining: S$70 Cash.

Apply Now
📅 Promo Period: 2 - 31 Mar 2026

UOB Evol Card

Min. IncomeS$30,000
Min. Age21

Features: 8% cashback on online and mobile contactless spend.

Rewards (2 - 31 Mar): First 80: S$250 Cash or 20,000 Max Miles. Remaining: S$70 Cash.

Apply Now
📅 Promo Period: 2 - 31 Mar 2026

UOB PRVI Miles Visa Card

Min. IncomeS$30,000
Min. Age21

Features: 1.4 mpd locally, 2.4 mpd overseas. No minimum spend required.

Rewards (2 - 31 Mar): First 80: S$250 Cash or 20,000 Max Miles. Remaining: S$70 Cash.

Apply Now
📅 Promo Period: 2 - 31 Mar 2026

Singtel-UOB Card

Min. IncomeS$30,000
Min. Age21

Features: Up to S$360 cash rebate/year on Singtel bills. Free Singtel MobileShare/DataMore.

Rewards (2 - 31 Mar): First 80: S$250 Cash or 20,000 Max Miles. Remaining: S$70 Cash.

Apply Now
🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 2 - 5 Mar

OCBC INFINITY Card

Min. IncomeS$30,000
Min. Age21

Features: 1.6% unlimited cashback on all spend, no min. spend or cap.

Rewards (2 - 5 Mar): S$370 Cash, 25,000 Max Miles, Dyson Airstrait, or Morning Coffee Machine. Min S$400 spend.

Apply Now
🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 2 - 5 Mar

OCBC Rewards Credit Card

Min. IncomeS$30,000
Min. Age21

Features: 15X OCBC$ (6 miles) on selected shopping. 1X on other spends.

Rewards (2 - 5 Mar): S$370 Cash, 25k Max Miles, Dyson Airstrait, or 50,000 OCBC$. Min. S$400 spend.

Apply Now
🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 2 - 5 Mar

OCBC 90°N Visa Credit Card

Min. IncomeS$30,000
Min. Age21

Features: 1.3 miles locally, 2.1 miles overseas. No conversion fees.

Rewards (2 - 5 Mar): S$370 Cash, 25k Max Miles, Dyson Airstrait, or 20,000 90°N Miles. Min. S$400 spend.

Apply Now
🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 2 - 5 Mar

Citi Cash Back+ Card

Min. IncomeS$30,000
Min. Age21

Features: 1.6% unlimited cashback on your spend, regardless of category.

Rewards (2 - 5 Mar): S$380 Cash, 25,000 Max Miles, Dyson Airstrait (S$799), or Ergotune Joobie Lite.

Apply Now
🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 2 - 5 Mar

Citi Rewards Card

Min. IncomeS$30,000
Min. Age21

Features: 10X Points (4 mpd) on online and shopping purchases.

Rewards (2 - 5 Mar): S$380 Cash, 25,000 Max Miles, Dyson Airstrait (S$799), or Ergotune Joobie Lite.

Apply Now
🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 2 - 5 Mar

Citi SMRT Card

Min. IncomeS$30,000
Min. Age21

Features: Up to 5% savings on groceries, public transport, and online shopping.

Rewards (2 - 5 Mar): S$420 Cash, S$450 eCapitaVoucher, DJI Osmo Action 5, or Dyson Airstrait.

Apply Now
🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 23 Jan - 5 Mar

HSBC Live+ Card

Min. IncomeS$30,000
Min. Age21

Features: 8% cashback on dining, entertainment, shopping; 5% on fuel with S$600 min. spend.

Rewards (23 Jan - 5 Mar): S$400 Cash, 25,000 Max Miles, Dyson Airstrait (S$799), or Apple Watch SE (S$349).

Apply Now
🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 23 Jan - 5 Mar

HSBC Advance Credit Card

Min. IncomeS$30,000
Min. Age21

Features: Up to 2.5% cashback (1.5% base + 1% bonus). No annual fee.

Rewards (23 Jan - 5 Mar): S$400 Cash, 25,000 Max Miles, Dyson Airstrait (S$799), or Apple Watch SE (S$349).

Apply Now
🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 2 - 5 Mar

Citi M1 Platinum Visa Card

Min. IncomeS$30,000
Min. Age21

Features: Up to 10% rebate on M1 bills. Entertainment perks.

Rewards (2 - 5 Mar): S$380 Cash, 25,000 Max Miles, Dyson Airstrait (S$799), or Ergotune Joobie Lite.

Apply Now
🧨 CNY FLASH EXTENDED (Ends 5 Mar): +S$68 Voucher
📅 Promo: 2 - 5 Mar

Citi Cash Back Card

Min. IncomeS$30,000
Min. Age21

Features: 6% cashback on dining & groceries, 8% on petrol. Min. S$800 monthly spend.

Rewards (2 - 5 Mar): S$380 Cash, 25,000 Max Miles, Dyson Airstrait (S$799), or Ergotune Joobie Lite.

Apply Now
⚡ Promo Period: 2 - 31 Mar 2026

Standard Chartered Journey Card

Min. IncomeS$30,000
Min. Age21

Features: 3 miles/S$1 on online transport/grocery/delivery. Zero FX fee for travel spend.

Rewards (2 - 31 Mar): S$180 Cash, 12,000 Max Miles, Apple AirPods 4, or Samsonite Spinner. *Add-on required.

Apply Now
⚡ Promo Period: 1 Dec 2025 - 31 Mar 2026

Standard Chartered Smart Credit Card

Min. IncomeS$30,000
Min. Age21

Features: 6% cashback on fast food, coffee, and digital subscriptions. No annual fee.

Rewards (Until 31 Mar): S$230 Cash, S$250 Grab Voucher, Apple Airpods 4 (ANC), or Hinomi Q1 Ergonomic Chair. *Add-on required.

Apply Now
⚡ Promo Period: 2 Feb - 31 Mar 2026

CIMB Visa Signature Card

Min. IncomeS$30,000
Min. Age21

Features: 10% cashback on online shopping, groceries, wellness with S$800 min. spend.

Rewards (Until 31 Mar): S$50 Cash via PayNow + Apple AirTag. Plus up to S$188 Cashback Welcome Offer.

Apply Now
Recommended Cards

Top 3 Credit Card Picks This Month

Citi Rewards
Citi PremierMiles
Why it’s a hero: Reliable rewards card for online and everyday spend.
  • Current Reward: Apple iPad (A16) 11” or S$380 Cash
  • Best for: Online shoppers & rewards earners
Apply Now
OCBC 365
OCBC 365
Why it’s a hero: Strong cashback across dining, groceries, and essentials.
  • Current Reward: iPad A16 11-inch
  • Best for: Families & daily household spending
Apply Now
HSBC Revolution
HSBC Revolution
Why it’s a hero: No annual fee with accelerated rewards on contactless & online.
  • Current Reward: Dyson Airstrat or iPad A16 11”
  • Best for: Mobile wallet & online spenders
Apply Now

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