If you’ve been looking at your Instagram feed lately, it feels like half of Singapore is currently in Japan or Malaysia. There’s a good reason for it: our Singapore Dollar is exceptionally strong right now.
When the exchange rate is in our favor, it’s like getting an automatic discount on every meal, hotel, and shopping haul. But if you want to travel truly "smart," the real wins aren't just in the currency exchange—they are in the perks you grab before you even head to Changi Airport.
Here is a look at where Singaporeans are heading right now and how you can actually net over $400 in cash or a $799 Dyson hair tool just by prepping for your trip.
1. Tokyo & Osaka, Japan: The "30% Off" Reality
The Yen is at a level that makes Japan feel more affordable than it has been in decades. Whether it’s a bowl of premium ramen for under $10 or designer labels at a fraction of Singapore prices, the "value for money" factor in Japan is currently unbeatable.
2. Seoul, South Korea: The Shopping Spree
The Won has remained favorable against the SGD, making it a prime time for those looking to restock their skincare or enjoy the cafe culture in Hongdae. Your SGD goes a lot further here today than it did a few years ago.
3. Kuala Lumpur, Malaysia: The Luxury Weekend
With the 1:3.5+ exchange rate, Singaporeans are heading to KL for 5-star stays at 3-star prices. It’s the perfect quick getaway where you don't have to look at the price tag.
Why Travel Insurance is Your "Safety Net"
Even when the destination is "cheap," a flight delay or a lost suitcase is expensive. I always tell my friends: if you can’t afford travel insurance, you can’t afford the trip.
With the current travel surge, airports are crowded and delays are common. Grabbing a plan that covers medical emergencies and travel disruptions ensures that your "cheap" holiday doesn't suddenly become a financial headache.
The Strategy: Get Paid to Travel (April Exclusive Perks)
This is where it gets interesting. If you are planning to spend on flights and hotels anyway, you should be doing it on a new card to trigger these massive sign-up bonuses.
I’ve looked through the current offers for April 2026, and these are the ones you shouldn't ignore:
🔹 The "Big Cash" Pick: Citibank
Citi is currently offering some of the highest cash rewards I’ve seen this year. If you apply for cards like the Citi PremierMiles or Rewards Card and spend $500 within 30 days:
April 24 – 29: Get SGD 420 Cash via Pay Now or a Dyson Airstrait (worth SGD
799).
Pro Tip: If you apply at exactly 2 PM or 8 PM (Flash Deal), the first 3 applicants can get an upgrade to Apple AirPods Max 2 (worth S$749).
🔹 The "Miles" Pick: HSBC & OCBC
If you prefer to fund your next trip while paying for this one:
HSBC TravelOne: Spend $500 to get 22,000 Max Miles or a Dyson Airstrait.
OCBC 90°N: Get 20,000 Miles (which is roughly a round trip to Bali) just for meeting the $400 spend requirement.
🔹 The "Gadget" Pick: Standard Chartered & DBS
DBS: Spend SGD 500 to grab SGD 300 Cash or a Dyson TP10 Air Purifier.
SCB Journey Card: Perfect for travelers—get SGD 180 Cash and a Samsonite Straren Spinner (worth SGD 600) to carry your shopping hauls back from Japan.
How to Claim These Perks:
Choose your card based on your destination (Miles for long-haul, Cash Back for JB trips).
Apply through the links below to ensure you are eligible for the SingSaver/Creatory exclusive gifts.
Activate and Spend: Once your card arrives, spend the minimum (usually 400–500) on your flight or hotel bookings.
Receive your Reward: Whether it’s $420 in your bank account or a brand-new Dyson, you’ve just effectively "subsidized" your holiday.

Shaun
Founder
With over a decade of expertise spanning investment advisory, investment banking analysis, oil trading, and financial advisory roles, RealisedGains is committed to empowering retail investors to achieve lasting financial well-being. By delivering meticulously curated investment insights and educational programs, RealisedGains equips individuals with the knowledge and tools to make sophisticated, informed financial decisions.

Founder, Analyst
With over a decade of expertise spanning investment advisory, investment banking analysis, oil trading, and financial advisory roles, RealisedGains is committed to empowering retail investors to achieve lasting financial well-being. By delivering meticulously curated investment insights and educational programs, RealisedGains equips individuals with the knowledge and tools to make sophisticated, informed financial decisions.
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